Terms of Service
Last updated: May 22, 2026
1. Service
Refi Tracker tracks self-reported loan information against publicly available market rate data, and notifies you when a refinance opportunity may exist. The service is informational only and is provided as-is. We may update or change features without notice.
2. Not financial advice
Refi Tracker is not a lender, broker, financial advisor, or tax professional. The savings estimates and rate comparisons shown are educated guesses based on the data you provide and public market averages. Always confirm a quote with the actual lender before making a refinance decision.
3. Accounts
You are responsible for keeping your sign-in credentials secure. You must be 18 or older to use the service.
4. Plans and billing
The Free tier supports up to two tracked loans and the weekly digest. Plus Monthly ($3.99/mo) and Plus Annual ($24/yr) unlock unlimited loans and instant alerts. Subscriptions auto-renew until canceled. Cancel any time from your account page or the Stripe billing portal.
5. Refunds
Subscriptions are non-refundable after activation. Contact support for billing issues; we will look at them case by case.
6. Affiliate links
Refi quote buttons inside the app link out to partner lenders (RateGenius, LendingTree, Credible, SoFi). We may earn a commission if you complete a loan with them. This does not change the rate or fees the partner charges you.
7. Acceptable use
Do not abuse the service or use it to scrape, resell, or automate access. We may suspend accounts that violate these terms or attempt to defraud the affiliate partners we work with.
8. Limitation of liability
To the maximum extent permitted by law, Refi Tracker is not liable for any indirect or consequential damages arising from use of the service, including financial decisions made based on the information shown in the app or in the weekly digest.
9. Contact
Questions: support@keenvotech.com